1. Why buy from Antelope Ventures ?
The promoters of Antelope Ventures practice the highest standards in business integrity & commitment.
The CUSTOMER FIRST policy and Transparency practiced at Antelope has ensured hundreds of satisfied customers.
2. What is the difference between built up area, super Built up area & carpet area?
CARPET AREA:
Is the area of the apartment or building that does not include area of the walls.
BUILT- UP area / PLINTH AREA:
Is the area of the apartment or building including the area of the wall.
[Plinth Area = Carpet area + Thickness of walls.]
SUPER BUILT-UP area:
Super Built Area = Carpet area + Thickness of wall + Balconies + Common Areas such as the lobby, lifts, stairs,
corridor etc.
3. What is the minimum loan amount?
The loan amount depends on your repayment capability and is restricted to a maximum of 80% of the cost of the property or the cost of construction as applicable.
Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependants, spouse's income, assets, liabilities, stability, continuity of occupation and savings history.
4. What are the loan tenure options?
You have the option of selecting a term you are comfortable with, ranging upto 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.
5. What are the stages involved in taking a loan?
a. Application - Whereby you submit a completely filled in application with all necessary documents.
b. Sanction - Whereby you get an approval for a specific loan amount based on the value of your property and repayment capabilities.
c. Disbursement - Whereby the loan amount is transferred.
6. What are the eligibility conditions for a home loan?
a) An Indian resident or NRI
b) Above 21 years of age at the commencement of the loan
c) Below 65 when the loan matures
d) Either salaried or self employed
7. What Documents are required for Home Loans when a flat is purchased from the builder?
a. Personal documents required as per individual Banks, depending on the applicant being Salaried or Self employed.
b. Income tax returns for previous 3 – 5 years & PAN.
c. Address proof etc.
d. Legal Opinion of the land titles by Advocate.
e. Original copy of your agreement with the builder.
f. Katha extract of the land from the builder.
g. Copy of building plans sanctioned by the competent authority.
h. Commencement / Completion certificates. [Depending on time of purchase]
The promoters of Antelope Ventures practice the highest standards in business integrity & commitment.
The CUSTOMER FIRST policy and Transparency practiced at Antelope has ensured hundreds of satisfied customers.
2. What is the difference between built up area, super Built up area & carpet area?
CARPET AREA:
Is the area of the apartment or building that does not include area of the walls.
BUILT- UP area / PLINTH AREA:
Is the area of the apartment or building including the area of the wall.
[Plinth Area = Carpet area + Thickness of walls.]
SUPER BUILT-UP area:
Super Built Area = Carpet area + Thickness of wall + Balconies + Common Areas such as the lobby, lifts, stairs,
corridor etc.
3. What is the minimum loan amount?
The loan amount depends on your repayment capability and is restricted to a maximum of 80% of the cost of the property or the cost of construction as applicable.
Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependants, spouse's income, assets, liabilities, stability, continuity of occupation and savings history.
4. What are the loan tenure options?
You have the option of selecting a term you are comfortable with, ranging upto 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.
5. What are the stages involved in taking a loan?
a. Application - Whereby you submit a completely filled in application with all necessary documents.
b. Sanction - Whereby you get an approval for a specific loan amount based on the value of your property and repayment capabilities.
c. Disbursement - Whereby the loan amount is transferred.
6. What are the eligibility conditions for a home loan?
a) An Indian resident or NRI
b) Above 21 years of age at the commencement of the loan
c) Below 65 when the loan matures
d) Either salaried or self employed
7. What Documents are required for Home Loans when a flat is purchased from the builder?
a. Personal documents required as per individual Banks, depending on the applicant being Salaried or Self employed.
b. Income tax returns for previous 3 – 5 years & PAN.
c. Address proof etc.
d. Legal Opinion of the land titles by Advocate.
e. Original copy of your agreement with the builder.
f. Katha extract of the land from the builder.
g. Copy of building plans sanctioned by the competent authority.
h. Commencement / Completion certificates. [Depending on time of purchase]
